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National Debt Clock

Posted by: Frugalis.ca
Worried about your debt load? Owe a few bucks? That’s nothing compared to our National Debt! The Canadian Taxpayers Federation is keeping tabs on the Federal Government’s debt with their very own National Debt Clock.

Your share is over $16,000 and counting!

Watch our national debt rise at:

The National Debt Clock

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May 21, 2012 | f.Blog

What to do with your tax refund

Posted by: Frugalis.ca

What to do with your tax refund
So the tax season is officially over for this year.  If you were one of the lucky ones you received a tax refund.  Here are some suggestions on what to do with your refund.
Pay down debt
 There is no reason to put the money into a savings account if it only pays 2% when your debts are costing you more.  Get rid of that high interest debt as soon as possible.
Contribute to your RRSP Benefits are two fold: 1) It may reduce your taxes and 2) It may result in a refund next year.
Contribute to your TFSA
 Invest and earn income tax free.  Who can ask for anything more?
Invest using a non-registered account Once you have completed all three of the above, start building a retirement portfolio outside of your RRSP and TFSA.  Although it may be subject to taxes, is will allow you to withdraw from your investments when you need it.

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May 07, 2012 | f.Blog
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